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Tuesday, May 12, 2026

 


THE MISSING DEBIT

The other night, we went to dinner with a couple of friends. I told my husband that dinner was on me — which, in Michele‑language, means I am paying for it out of my personal account, not the household joint account.

We ate, we talked, we drank, we laughed — it was lovely. The check came, and I reached into my bag for my wallet like the responsible adult I pretend to be.

Except… My personal debit card was not in the wallet.

Did I panic? No. Because this is me, and I know myself. I often toss my debit card into my bag like an unorganized ferret instead of putting it neatly back into my wallet. I figured it was floating around in there somewhere between a pen, a receipt from 2019, and a rogue cough drop.

I searched the bag.

Nothing.

So, I shrugged, whipped out my personal credit card, paid the bill, and thought, “Eh, I probably left the debit card on my desk after online shopping. No big deal.”

Fast‑forward to home. I checked my office. I checked my jackets. I checked the pockets of things I haven’t worn since the Obama administration.

Nothing.

Now I’m thinking, “Great. Someone is out there buying a Rolex and a set of copper pots with my card.”

So I log into my bank account to check for suspicious activity. Nothing. Not even a $1 test charge. (If someone found it, they were being very polite about it.)

Now… let’s rewind to earlier that day.

I had received a new debit card in the mail —The old one was expiring, so I activated the new one after breakfast like the responsible grown‑up I try to be. (Though challenging at times!)

I put the new card in my wallet. I took the old one out to cut up. I placed it on my desk while I finished a few things. Then I went into the kitchen, grabbed the heavy‑duty scissors, and began my Michele Card‑Destruction Ritual:

  • Cut it lengthwise Across the middle of the numbers
  • Cut it widthwise across each group of numbers
  • Cut the chip
  • Scatter the pieces into two separate trash cans like I’m disposing of evidence on CSI: Greentown PA

I’ve been doing this system for years. It’s foolproof. It’s secure.

 I hope.

Now fast‑forward back to after the restaurant...

My husband walks into my office and says, “I have a weird question for you.”

Which, in marriage, is never followed by anything normal.

I said, “OK, hit me with it!”

He goes, “Is it possible you cut up the wrong debit card earlier?”

I froze. I stared. I blinked. My soul hovered above us, and whispered, “Oh yes- she did.”

Then I said, “OMG. YES. I DID! I cut up the light blue one. That’s my personal debit card! The one I was supposed to cut up is silver! I checked my wallet. YEP! Silver card still there!

So now guess who gets to march into the bank and explain this to someone who definitely did not get paid enough for this level of chaos.

“Hi, yes, I need a new debit card because I… uh… murdered mine. On purpose. But also by accident…

 It’s complicated.”


THE TAKEAWAY:

Sometimes the biggest threat to your financial security isn’t identity theft, hackers, or scammers… It’s you, a pair of heavy‑duty scissors, and a moment of overconfidence.

THE METEOR READING

Category

Score

               Notes

Card Chaos Index

10/10

You didn’t just lose your debit card — you professionally destroyed it.

Self‑Inflicted Drama

  9/10

A plot twist even the bank teller won’t see coming.

Weird Question Accuracy 

10/10

He cracked the case faster than a true‑crime podcaster.

Recovery & Replacement

  9/10

Marching into the bank to confess is the real punishment.

 

1 comment:

  1. This did not surprise me at all......

    ReplyDelete

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