THE MISSING DEBIT
The other night, we went to dinner with a couple of friends.
I told my husband that dinner was on me — which, in Michele‑language, means I
am paying for it out of my personal account, not the household joint account.
We ate, we talked, we drank, we laughed — it was lovely. The
check came, and I reached into my bag for my wallet like the responsible adult
I pretend to be.
Except… My personal debit card was not in the wallet.
Did I panic? No. Because this is me, and I know myself. I
often toss my debit card into my bag like an unorganized ferret instead of
putting it neatly back into my wallet. I figured it was floating around in
there somewhere between a pen, a receipt from 2019, and a rogue cough drop.
I searched the bag.
Nothing.
So, I shrugged, whipped out my personal credit card, paid the
bill, and thought, “Eh, I probably left the debit card on my desk after online
shopping. No big deal.”
Fast‑forward to home. I checked my office. I checked my
jackets. I checked the pockets of things I haven’t worn since the Obama
administration.
Nothing.
Now I’m thinking, “Great. Someone is out there buying a Rolex
and a set of copper pots with my card.”
So I log into my bank account to check for suspicious
activity. Nothing. Not even a $1 test charge. (If someone found it, they were being
very polite about it.)
Now… let’s rewind to earlier that day.
I had received a new debit card in the mail —The old one was
expiring, so I activated the new one after breakfast like the responsible grown‑up
I try to be. (Though challenging at times!)
I put the new card in my wallet. I took the old one out to
cut up. I placed it on my desk while I finished a few things. Then I went into
the kitchen, grabbed the heavy‑duty scissors, and began my Michele Card‑Destruction
Ritual:
- Cut it
lengthwise Across the middle of the numbers
- Cut it
widthwise across each group of numbers
- Cut
the chip
- Scatter
the pieces into two separate trash cans like I’m disposing of evidence on CSI:
Greentown PA
I’ve been doing this system for years. It’s foolproof. It’s
secure.
I hope.
Now fast‑forward back to after the restaurant...
My husband walks into my office and says, “I have a weird
question for you.”
Which, in marriage, is never followed by anything normal.
I said, “OK, hit me with it!”
He goes, “Is it possible you cut up the wrong debit
card earlier?”
I froze. I stared. I blinked. My soul hovered above us, and
whispered, “Oh yes- she did.”
Then I said, “OMG. YES. I DID! I cut up the light blue one. That’s
my personal debit card! The one I was supposed to cut up is silver! I
checked my wallet. YEP! Silver card still there!
So now guess who gets to march into the bank and explain
this to someone who definitely did not get paid enough for this level of chaos.
“Hi, yes, I need a new debit card because I… uh… murdered
mine. On purpose. But also by accident…
It’s complicated.”
THE TAKEAWAY:
Sometimes the biggest threat to your financial security isn’t identity theft, hackers, or scammers… It’s you, a pair of heavy‑duty scissors, and a moment of overconfidence.
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THE METEOR READING |
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This did not surprise me at all......
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